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Salt Lake County Regional Development News

The Debt Load Salt Lake County Businesses Carry and How PPP Loan Forgiveness Can Help.

December 15, 2020

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COW PPP Forgiveness_2020 Dec 15_Page_3.jpg

The Small Business Administration's Paycheck Protection Program (PPP) deployed 20,381 loans to Salt Lake County businesses in the early months of the pandemic.

From April 3-Aug. 8, small businesses in Salt Lake county borrowed $1.8 to $3.5 billion dollars.

Utah as a state saw a total of 52,275 PPP loans approved totalling $5.3 billion; the average loan was $101,000. Salt Lake County entities accounted for about 40% of the loans.

These numbers do not include Economic Injury Disaster Loans (EIDL), which totaled 22,221 statewide amounting to $1.3 billion -- likely another $555 million in loans carried by SLCo businesses.

It is important ask: What debt load will our small businesses be carrying due to the pandemic?

As the pandemic stretches into a new year, businesses can find further relief by applying for PPP Loan forgiveness to avoid taking on additional debt caused by the pandemic.

It is critical that small businesses stabilize and have the ability to grow their operations and prosper going forward; they are a key part of Salt Lake County's diverse economy. 

Applying for Forgiveness

Borrowers can apply for forgiveness up until the maturity date of the loan. About 16% of businesses in the U.S. have already received a forgiveness decision as of Nov. 22. Approximately 69% of loans nationally were under $50,000.

COW PPP Forgiveness_2020 Dec 15_Page_4.jpgTo apply for PPP Loan forgiveness, businesses must:

  1. Contact your lender and complete the appropriate form. Your lender should be able to provide guidance on the type of form and how to submit the application.
  2. Compile documentation. Visit for a full list of requirements.
  3. Submit the completed application to your lender. Make sure to address any of their extra questions or additional documentation they need from your business. Your lender will notify you of your application status and the SBA's decision.

Questions? Our Business Relief Hotline is happy to help. Call 385-468-4011, M-F.

Salt Lake County Regional Planning & Transportation Welcomes Toby Lowry as New GIS Analyst

December 11, 2020

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Toby Lowry Web.png

Salt Lake County Regional Development’s Award-Winning Planning & Transportation department welcomed a new GIS Analyst, Toby Lowry, this week.

A Utah native, Toby graduated from the University of Utah in 2019 with a degree in Urban Ecology – planning with a focus on the environment. His interest in equity and the possibility of creating opportunities for more people and improve lives at the same time was a significant motivator for his career path.

“I’m excited to work for an organization focused on improving situations for people and the environment, and that’s true for the Office of Regional Development and Planning & Transportation. Their goals are in line with my goals – to help people,” Toby said.

As a Transportation Planner and GIS Analyst, Toby will create maps and enable clear communication of different projects as they develop across the county. His goal is to make maps and documents for projects that are easy to read and understand so residents understand future Salt Lake County plans and maps. 

“I like that it requires collaboration from a lot of different people and different organizations,” Toby said. “At Salt Lake County we work with different cities in the County and organizations like UTA and UDOT. That kind of collaboration is exciting; it requires problems in planning consult with a variety of perspectives to find solutions that work best for the most people.”

Toby joins the County from Colliers International, where he worked as a GIS Analyst to collect geospatial data to inform brokers and clients to make informed decisions, as well as creating different kinds of maps and materials to provide easily digestible material.

Toby takes on the position most recently held by Jared Stewart.

When he’s not assisting with planning and analyzing map data, Toby enjoys doing all kinds of outdoor activities, from hiking to Lake Blanche to camping and is talented in woodworking and has a soft spot for brownies.

To connect with Toby, he can be reached at or by phone at 385-468-4872.

What Do Eviction Moratoriums Mean for Salt Lake County Renters?

December 04, 2020

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What if I'm a renter in Salt Lake County that is having a hard time paying rent because COVID-19 has impacted my health or job?

During the pandemic, various state and federal eviction moratoriums have tried to prevent landlords from evicting families -- if their contracts haven't expired. They've kept individuals safe in their homes and off the streets during the pandemic.

But it doesn't erase paying rent.

What is an eviction moratorium?

In March, a federal moratorium on evictions from March 25-July 25, 2020 was signed due to the pandemic affecting a lot of jobs, education, and health. Utah also made a state moratorium on evictions in March through May 15.

That meant property managers and landlords couldn't easily evict residents from their housing for non-payment, if they made certain efforts.

Come the end of July, it was clear the pandemic was not ending and help would need to be extended, and on Sept. 1, the CDC issued a new nationwide eviction moratorium that is scheduled to end on Dec. 31, 2020, unless extended, to help reduce the spread of COVID-19.

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An eviction moratorium doesn't mean that rent is forgiven.

In fact, an eviction moratorium just delays when a landlord can evict a resident for non-payment. When the current moratorium ends at the year's close, rent will be due -- in full. 

What If I Can't Pay Rent?

To be covered by the current eviction moratorium, you have to:

  • Have made efforts to get rental assistance from the government or other entities
  • You lost income from being laid off, furloughed, or reduced hours 
  • You've tried to make partial payments the best you can
  • Prove that if you were evicted you'd become homeless or have to move in with someone else
  • Show you're earning less than $99,000 in 2020

Then, you need to give your landlord a signed declaration (which you can find here). 

This FAQ for Renters by the National Low Income Housing Coalition might be helpful in answering more questions.

Where Can I Find Help?

  1. Due to high need, there are limited funds remaining in Utah to help residents with rental assistance. You may be able to access rental assistance funds through Utah Community Action, by calling 801-359-2444. You can also visit
  2. For Salt Lake City residents needing mortgage assistance, funding may be available through Community Development Corporation of Utah ( or call 801-994-7222) and Neighborhood Works Salt Lake (
  3. Residents can also call 2-1-1 where are variety of resources can be identified for your situation, including low-income housing assistance, or visit
  4. Access resources through SAMi, a SLCo app where you can find information. Register for an account here.

What is Salt Lake County Doing?

Salt Lake County has been funding housing stability efforts before the pandemic. Before receiving CARES Act funding, Salt Lake County committed more than half a million dollars in rental assistance in April. In November, Salt Lake County dedicated another $1.5 million dollars toward rental assistance to bridge a gap in funding from the state and federal government through the end of the year. And in December, Salt Lake County is set to commit $3.6 million dollars more for housing stability into 2021-22.